Long-term care is the type of care people need when simple things, such as getting out of bed, eating or even taking a shower, become too difficult to do on their own for extended periods of time.
Preparing for the cost of long-term care is an important part of financial planning. For this reason, Human Resources is hosting educational seminars on long-term care insurance (LTCi). Participating in the seminars will enable employees to learn more about LTCi from industry experts. There will be an opportunity to ask questions. Spouses are invited to participate and will need a visitor gate pass, applied for in advance of the visit.
These sessions will be conducted by Legacy Services. Legacy is an independent broker that specializes in LTCi and represents multiple brand-name carriers of individual LTCi policies. This year they are offering introductory and advanced sessions. Employees are encouraged to attend one or both seminars.
Introductory session topics include: the cost of long-term care, the role of Medicare and Medicaid, determining if LTCi is right for an individual, why people buy in their 40s and 50s, key coverage decisions and more.
Advanced session topics include: keys to picking a carrier, mutual companies vs. stock companies, how different inflation options work, combination life/LTCi products, how to be a smart policyholder and more.
Below is the presentation schedule. To register to attend an educational session, please contact Legacy at 800-230-3398, ext. 101.
| Date | Time | Description | Location |
|---|---|---|---|
| Tuesday, June 14 | Noon–12:45 p.m. | Introductory Concepts | Building 203 Auditorium |
| Tuesday, June 14 | 2–2:45 p.m. | Advanced Concepts | Building 203 Auditorium |
| Wednesday, June 15 | 9–9:45 a.m. | Introductory Concepts | Building 203 Auditorium |
| Wednesday, June 15 | Noon–12:45 p.m. | Advanced Concepts | Building 203 Auditorium |
Human Resources offers these educational seminars solely as a way for employees to learn about LTCi. Argonne is not endorsing or promoting the purchase of LTCi, or any insurance company, broker or agent. Argonne has not reviewed or approved any insurance policies or carriers that Legacy Services may recommend. Argonne will not be involved in or have responsibility for any insurance coverage purchased through Legacy Services. Payroll deduction is not a payment option for policies purchased through Legacy Services. Consult a financial adviser before making any decisions.
One-on-one consultations: No-obligation phone consultations are available by appointment. Calls are held weekdays, weeknights and Saturday mornings. Attendance at a seminar is not needed to receive a consultation. Topics covered include: determining if LTCi is right for an individual, review carrier differences and obtain pricing on various levels of coverage.
For more information: Visit here for general information and a list of Frequently Asked Questions. Contact Legacy at 800-230-3398, ext. 101.